Home Inspections in Niagara, Hamilton, Halton, GTA – mold, Asbestos and radon inspections across Ontario

Full Home Inspection

Not all Home Inspectors are created equal.

They cover different areas in their inspection, so you should always find out ahead of time what exactly will be covered and what will not.

Check the various items that should be covered in a Full Home Inspection, and those that are optional.    The ones in bold are offered by us as standard at no extra cost. Additional services available from FPPI are marked with a red asterisk. (*)

What is a 'Normal' Full Home Inspection?

What should be normally included in a Full Home Inspection?

Make sure the following areas are inspected.

They are required to be inspected as part of the Canadian Standards Association CAN/CSA A770-16 Home Inspection Standard and they will help you avoid worries and maintenance concerns on some of the most expensive items in a home.

  • Roof & Chimney Exterior
  • Exterior (Grade, Drives & Walkways, Retaining wall that have an impact on the home)
  • The general Interior condition and operation of components
  • Structure (Exposed Foundation, Framing, Columns, Beams, Joists etc.)
  • Heating and Central Air Systems (including Fireplaces)
  • Plumbing
  • Electrical system
  • Visible Roof Structure and Attic (including insulation)
  • Attached Garages and Car Ports
Additional services as part of a 'Normal' Full Home Inspection

Some additional areas that might be covered

Normally outside of the Standards of Practice,  you should check to see if your full home inspection will include:

 Some of these may come at an additional cost.

Ancillary Services

These additional areas generally require specialized certification, so if you want them checked out, you should call around to find a qualified inspector.

  • Wood Destroying Organisms (e.g. Termites, Carpenter Ants, etc.) *
  • Septic Systems *
  • Water Wells, Cisterns & Private water testing *
  • Asbestos Sampling and Lab Analysis *
  • Radon Measurement *
  • Mould  Sampling and Lab Analysis *
  • Indoor Air Quality  Sampling and Analysis  *

Remember, Home Inspections are non-invasive. This means a Home Inspection should not include making holes in the walls, damaging fixtures, prying up shingles, or otherwise affecting the structure of the home.

In some cases, a more invasive examination is required.  These can only be completed with the written consent of the homeowner.

Because of this, it is in your best interest to be present during the inspection.

To find out more about these ancillary inspections read below or click on the ancillary inspection to go directly to the information.

Inspection Report

Following the inspection, you should expect to receive a report listing the conditions found in the home.    The report should include photos.

Some inspectors will provide the inspection report immediately at the end of the Inspection.   This generally means that the Realtor would then expect you to sign off on any condition for a Home Inspection.

We feel that this does not allow you as a client the time or space to read the report, ask any relevant questions and have time to decide what to do following the report.  We also want time to inspect the many photos we take to ensure we haven’t missed anything.   We commit to delivering the report 24 hours from the end of the inspection.

The Inspection report is a very important document to inform you of the condition of the home.  Many Inspectors only list what is know as material defects.   Our reports point out items that might not fall into this category but may need maintenance in the future.   As our reports are electronically delivered, and available for you to refer to for up to five years following the inspection, we feel it is important the reports give you general maintenance information that will help you maintain your investment.

How much should you pay?

This should not be the first thing on your mind when hiring a Home Inspector.  Sure we all want as much as we can get for as little as possible but consider what a Professional Home Inspector brings to the table.   Contrary to popular belief, Professional Home Inspectors are very well trained.

You can expect a Professional Home Inspector to have completed 2-300 hours of training on all the components that might be found in multiple types of homes.  In addition, most reputable Home Inspection Certification processes require the Inspector to maintain ongoing education to continue to hold the various designations. Some, like the Canadian-Certified Home Inspector (CCHI) designations that our inspectors hold, require a police background check and mandatory Professional & General Liability Insurance.

A Professional Inspector will also be able to call on a vast number of tools to assist them in coming to an opinion on a property.   All Inspectors should have at a minimum a Ladder, Screwdriver, Hammer and Flashlight.  There are some out there that think that’s all.  Our Inspectors carry a range of Tools and Instruments that far exceed that carried by many Inspectors.  This includes Indoor Air Quality Meters, Radon Monitors, Infra-Red thermometers and Thermal Imaging Cameras, laser levels, electrical test equipment, air quality pumps to name a few.

In addition, a Professional Inspector will have excellent software and a service that provides clients with the ability to utilise the reports that are produced.   A quality vehicle is required.   On top of this safety equipment and clothing to protect the Inspector during the inspection from hazards they might encounter.

They will also be a member of at least one Professional Home Inspector Association.   The reason is to show that they are held accountable to someone for their Standards of Practice and Code of Ethics.

None of this comes free to the inspector.  The price they charge is usually a reflection of the capability of the inspector and their chosen support tools.

Back in 2014, according to the Ministry of Government and Consumer Services, home inspection fees range from $350 to $600 and may be higher, depending on the size and condition of the home.  Like everything else, the price has crept up to allow Inspectors to cover the increased cost of living.   Home Inspections now range between $400 to $700 again with upward price adjustments for the size, condition and ancillary services that might be required.

Like all businesses, there’s always going to be low-prices offered by some inspectors.  Consider this.  Would you work for less just because someone else does?

At FPPI, our prices start at $375 (+Tax) for a single storey condominium unit of 1,200 sq.ft. or less and $425 (+Tax) for a freehold property of 2,000 sq.ft or less.

For that, you get an Inspector with over $75,000 worth of education, tools and equipment, an unpriceable commitment to their services to you as a client and a priceless sense of humour.  (The later comes in very handy on occasions)

The majority of our Home Inspections end up saving clients way more than the cost of the Home Inspection, so for those, the Home Inspection is effectively free.

We have no doubt you have been told that you can get a cheaper inspector, who maybe doesn’t take as long, or will just provide a walk-through.  That’s probably true.  If you are prepared to gamble your families finances and future on a cheap inspector who doesn’t even do half-a-job then we suspect nothing written here or elsewhere will prevent you.

The question we would ask is when it comes to selling your home, will you use a Realtor or will you try to sell the home yourself or via a cut-price internet Realtor?

Here today - gone tomorrow?

Cheap Inspectors are usually those who operate as part-time inspectors or have not performed proper business planning to ensure they are going to be around to support you in the future.

But is a cheap inspector really worth the risk you are taking?

Here’s an example for you.

A 2,50o sq. ft. two storey home that was 55 years old, with a swimming pool a Home Inspection from would cost  $550 + HST from us here at FPPI.

If you could manage to find a cheap Inspector to do the Inspection for,  say, $400 + HST and you stayed in the house for the average 5 years, you would be saving 9¢ a day for the cheap inspection.   Is that amount really worth such a huge gamble on your investment?   There is an old saying, penny wise, pound foolish.  This saying could have been tailor-made for the Home Inspection business.

For all the reasons you should choose a Professional Realtor with a great track record, the same reasons apply to why you should choose a Professional Home Inspector with a great track record and a business plan to be around for the future.

Future Proof Property Inspections are just such Inspectors.

The reporting software we use to provide your reports allows our clients to give their own ratings and reviews.  We have no way of modifying what they say about us or their rating out of ten.

Each year we check our Net Promoter Score to ensure we are keeping our clients satisfied.   Since 2013 we have hit 100 every year.  We thank our clients for their support, and we continue to support them.

Click on the box below to find out what our (real) clients think about us.

Extra Costs for Ancillary Inspections
RadonAsbestosMould90-Day WarrantyLead

Radon Testing: According to Health Canada Radon is the number one cause of lung cancer among non-smokers, and is, overall, the second leading cause of lung cancer killing 1 in 20 of people in Canada.   It is therefore worth the extra $100 to $200 that inspectors might charge on top of a  Home Inspection to have the home tested for radon.

They are familiar with every place that needs to be checked and knows how to find potential trouble spots quickly. They’ll know the prime spots for gathering samples and will give a much better assessment of the radon levels in your home.   Test take between 3 days and 6 months depending upon whether they are short-term or long-term

Some Inspectors are qualified to perform ultra-quick indicator sampling which can be performed during the inspection itself.   While this type of testing won’t give a truly precise indication of the long-term average of radon in the home, it can provide an indication that something may need the longer tests.   Look for Inspectors carrying the OntarioACHI Certified Radon Measurement Inspectors Designation the OCRMI and ask about the RAG process for ultra short-term measurements.

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The six most common household moulds are:

  • Acremonium
  • Alternaria
  • Aspergillus
  • Cladosporium
  • Penicillium
  • Stachybotrys

Of these, acremonium, aspergillus, and stachybotrys are considered to be the ones that are most hazardous to people, especially those with allergic reactions.   Elvated levels of any moulds should be investigated and remediation should be effected as required.

Some inspectors provide a 90-day warranty that costs between $145 and $300.   At FPPI we believe a 90-day limited warranty should cost you nothing.  We have an agreement with Residential Warranty Services that allows us to offer, Free of Charge to any of consumer who chooses us to perform a Home Inspection, a 90-day limited warranty that covers the majority of the components in a home, PLUS a 5-year platinum roof warranty, PLUS a 90-day Mould Safe warranty, PLUS a 90-day sewer and water line protection warranty, PLUS a continuous RecallChek and RecallTrak on recalls for your appliances.

For more information check out our Full Concierge offering.

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